Often before a bank will issue a mortgage or a refinance, they will ask that a "Condo Questionnaire" or "Lender Certification" or "Condo Certification" be completed by the Association.  These "Condo Questionnaires" are used by the banks to determine whether or not the Condominium Association meets their underwriting requirements for a loan;  i.e.  Does the Association have too much debt, too many rentals, not completely transitioned from the developer, etc.

These questionnaires can be quite extensive sometimes and are always different from bank to bank.  As such, Executive Property Management has arranged for a company called "HomeWise Docs" to complete these.  You need to "Sign Up" which is free, however, there is a fee to complete condo questionnaires and the supply of documents.  Documents on their website can be downloaded immediately after payment (except the questionnaire depending on what type).  They do have numerous banks condo questionnaires already setup, so you will want to select your bank from the list. If it's not on the list, they will manually fill it out.

If you or your bank needs a Condo Questionnaire completed for an upcoming mortgage or refinance, you can complete it online or contact HomeWise Docs at:

www.homewisedocs.com

Customer Support
Toll Free: (866) 925-5004

They also have a chat feature on their website.

Please note some of the documents are available for free on the Ravens Crest East website.  Budgets, Annual Audited Financial Statements, etc.

Note: As of Sept. 1, 2021, Ravens Crest East Condo Association switched vendors from "CondoCerts" to "HomeWise Docs".

Banks who are issuing mortgages or loan refinances, will often request evidence of the Association’s master insurance policy.  The Association has a master insurance policy which covers the buildings as well as restores the buildings back to the level of transition from the developer to homeowner.  The master insurance policy covers such things as fire, water leaks, etc. Homeowners also need to get insurance, which is called an HO-6 policy which typically covers other aspects except the buildings.  

Effective February 1, 2016, these requests are handled by EOI Direct, who have partnered with the Association’s insurance agency, USI Insurance Services - formerly BHB Insurance Services.

Toll Free:    877-456-3643     [Monday through Friday, between the hours of 9AM and 8PM (EST)]

You can also make your request for evidence of insurance online through EOI Direct's website:  www.eoidirect.com

The following information will be needed:

• Association Name
• Unit Owner Name/Purchaser Name 
• Address of Unit 
• Mortgage/Lender Name and Address (Mortgagee Clause) 
• Loan Number 
• Name and Fax, E-Mail, or Mailing Address of Recipient

The following utilities service Ravens Crest East:

http://www.mysuezwater.com

Utility	Name	Website	Phone
Electricity	PSE&G	http://www.pseg.com/	800-436-PSEG (7734)
Phone	Verizon (land line)	http://www.verizon.com/	1-800-VERIZON (1-800-837-4966)
FiOS	Verizon FiOS	http://www.verizon.com/fios/	1-800-VERIZON (1-800-837-4966)
Cable	Comcast	http://www.comcast.com/	1-800-XFINITY
Sewer	Suez Princeton Meadows	http://www.mysuezwater.com	888-770-6030

Please note that the cost of water is included in the monthly condominium association fee.  Sewer is the responsibility of the owner or resident.  The cost is approximately $61.21 for one-bedroom units and $71.41 for two-bedroom units.  United Water was acquired by Suez in 2015.

Ravens Crest East Condominium Association does not have natural gas.  Heating, A/C, Water Heaters and Dryers run on electricity paid for by the individual resident.